Borrow The Money You Need Even If Your Mobile Home Isn’t Paid Off!

Sell Your Mobile Home Anytime
Affordable Payment Plans & Fully Amortized Loans

Our Process Is Fast, Simple And Easy ! GET STARTED>>


Inquire online or by phone at (877) 645-9647


We give you the exact terms with no commitment


Once you accept your offer get funded in as little as 10 to 15 business days

Have a money problem and need to get cash?

Loans range from $5,000.00 to $20,000.00. This alternative is intended to be used to meet short-term financial needs. Fully amortized over 12-72 months with monthly payment options. No prepayment penalty. Pay it down, borrow again have easy access to cash as long as you stay current with your payments.

Our Equity Loans Are Fast, Simple, Convenient!

Get The Money You Need. When You Need It! Spectrum Funding is the nation’s leader for mobile home equity loans. We specialize in mobile home equity loans and mobile home line of credit.


Se habla español

Oscar Garcia
NMLS#: 1672568

“Everyone has money problems from time to time. I’m here to help you with your problem!”

We Service The Entire State Of California


Unforeseen Expenses

Catch up on late bills, or eliminate expensive payday loans, car title loans or signature loans.

Bad Credit/ No Credit OK!

Don’t get turned down for less-than-perfect credit.

House Repair

Fix your roof, windows , AC, heating, plumbing, etc.

Selling Your Home

Get cash and make monthly payments while the home is on the market. Payoff once the home sells.

Medical Bills

Get cash to pay expenses not covered by insurance.

Avoid Late Fees

Get help if you are running short.

Avoid Overdraft Fees & Charges

Get cash to keep your finances in order.

Emergency Money

Borrow and pay back.

A mobile home equity line of credit uses a certain percentage of your mobile home’s equity to provide you with a revolving line of credit for large expenses. Maybe you need a new roof on your mobile home or are having major plumbing issues. Instead of a set dollar amount, a mobile home equity line of credit lets you borrow up to a certain amount, typically 75%–85% of your mobile home’s value.

You can take a mobile home equity line of credit out on a mobile home that has a the title in your name. A mobile home equity line of credit often times has a lower interest rate than other types of loans, such as home equity loans, and the interest may be tax deductible.